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DISCLAIMER
Please read this disclaimer before accessing educational material concerning
economic and financial projections on www.pjtv.com.
("Our Site", "Us", "Our", or "We")

a. Information from Other Sources: Our Site contains compilations and summaries of information provided by governmental as well as from other public sources. While we attempt to review and verify the information, we cannot guarantee its accuracy.

b. Forward-Looking Statements: Our Site contains statements and predictions that are forward-looking, that is they contain information about the state of the economy, projected tax rates, etc. These forward-looking statements are based on certain assumptions and reflect our current expectations. As a result, forward-looking statements are subject to a number of risks and uncertainties that could cause actual results or events to differ materially from current expectations. There is no assurance that any forward-looking statements will materialize. You are cautioned not to place undue reliance on forward-looking statements, which reflect expectations only as of the date of this web site. Except as may be required by applicable law, we disclaim any intention or obligation to update or revise any forward-looking statements.

c. Financial Plans and Projections: : Our Site and some products available through our Site provide the ability to learn about the impact of the economy on personal financial plans. This information and the tools we may provide are for educational purposes only. Our calculators and tools should be seen as providing additional information to be used in an individual financial plan. However, they should not be viewed as financial plans themselves, nor are they a substitute for advice from professional financial planners, accountants and attorneys. Financial and tax advice should be obtained from certified, licensed or authorized individuals. The information provided on our Site and with our tools and calculators can assist you in organizing the information that these professional can use to create your individual financial plan, and can provide information and educational background to assist you in making decisions about your financial future.

d. You acknowledge and agree that this Site and/or the Services may include certain errors, omissions, or outdated information, which may affect the quality of the Content. You acknowledge that none of the Materials have been independently verified or authenticated in whole or in part by Us, and agree that We do not warrant the accuracy or timeliness of the Content and further agree that We have no liability for any errors or omissions in the Content, whether provided by Us or our licensors. You further agree that the quality and the accessibility of the Content may be affected by your Internet Service Provider, by the computer on which you access the Content and by other factors beyond the control of Our Site. Although we require that you test your access prior to signing up, factors beyond Our control may change your ability to access the Content. As such, your sole remedy should the quality or accessibility of the Content not meet your expectations is to cancel your Membership.

WE, FOR OURSELVES AND EACH OF OUR LICENSORS, MAKE NO REPRESENTATIONS, WARRANTIES, OR GUARANTEES AS TO THE QUALITY, SUITABILITY, TRUTH, ACCURACY OR COMPLETENESS OF ANY INFORMATION OR MATERIAL CONTAINED ON THE SITE, INCLUDING WITHOUT LIMITATION PAJAMAS CONTECT AND ANY THIRD PARTY CONTENT. UNLESS OTHERWISE EXPLICITLY STATED, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SITE, THE SERVICES AND ANY INFORMATION OR MATERIAL CONTAINED ON THE SITE IS PROVIDED TO YOU ON AN "AS IS" AND "WHERE-IS" BASIS. ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS, ARE HEREBY DISCLAIMED. ANY MATERIAL OR CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.